{"id":2913,"date":"2022-05-04T07:56:49","date_gmt":"2022-05-04T11:56:49","guid":{"rendered":"https:\/\/regimeretraite.ca\/placements\/"},"modified":"2026-02-03T02:41:55","modified_gmt":"2026-02-03T07:41:55","slug":"placements","status":"publish","type":"page","link":"https:\/\/regimeretraite.ca\/en\/placements\/","title":{"rendered":"Placements"},"content":{"rendered":"\t\t
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Investment<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Allocation of MANAGED assets by fund as of December 31, 2023<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Investments to Ensure the Payment of Promised Pensions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Our plan guarantees the payment of accrued pensions, regardless of the financial situation of the plan or the short-term performance of the fund. The retirement plan must therefore manage the contributions paid by employers and employees to ensure that it will have the necessary funds to pay the promised pensions as participants reach retirement.To achieve this, the main decisions to be made involve the allocation of assets across various asset classes (e.g., Canadian bonds, Canadian and global equities). The goal: to obtain a sufficient return while diversifying our assets so as not to put all our eggs in one basket. To reach an acceptable risk-return balance, the committee relies on the Investment Policy<\/a> which defines the allocation in the different types of funds, the authorized securities and the imposed limits.<\/p>

In addition, several managers are selected within each asset class, based on how well they complement one another, and always with the goal of diversifying our investments as much as possible. Thus, the retirement committee closely monitors the managers\u2019 performance and ensures the plan\u2019s financial health. In its annual report, and more regularly through the newsletters, the retirement committee presents to its members the returns generated by the plan\u2019s investments.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Investments Aligned with the Principles for Responsible Investment (PRI)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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In order to remain as faithful as possible to the values of the community sector, the retirement committee selects partners and fund managers who are signatories to the Principles for Responsible Investment (PRI). These principles mean, among other things, that portfolio companies integrate environmental, social, and governance (ESG) criteria into their decision-making. Each quarter, the various fund managers provide a compliance report. They must also assess their carbon footprint annually, which allows the investment committee to carry out the necessary follow-ups.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Returns<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Added (or subtracted) value of the total fund since the beginning of the plan, over 10 years and for the year 2023.<\/p>

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Investment Allocation of MANAGED assets by fund as of December 31, 2023 Investments to Ensure the Payment of Promised Pensions Our plan guarantees the payment of accrued pensions, regardless of the financial situation of the plan or the short-term performance of the fund. The retirement plan must therefore manage the contributions paid by employers and […]<\/p>\n","protected":false},"author":224,"featured_media":2910,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2913","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"\nPlacements - R\u00e9gime de retraite community and women's groups<\/title>\n<meta name=\"description\" content=\"The Community and Women's Groups Pension Plan invests responsibly, respecting ethical and environmental principles to guarantee pensions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/regimeretraite.ca\/en\/placements\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Placements - R\u00e9gime de retraite community and women's groups\" \/>\n<meta property=\"og:description\" content=\"The Community and Women's Groups Pension Plan invests responsibly, respecting ethical and environmental principles to guarantee pensions.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/regimeretraite.ca\/en\/placements\/\" \/>\n<meta property=\"og:site_name\" content=\"R\u00e9gime de retraite des groupes communautaires et de femmes\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-03T07:41:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/regimeretraite.ca\/wp-content\/uploads\/2024\/09\/stack-firewood-banner.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1900\" \/>\n\t<meta property=\"og:image:height\" content=\"578\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/regimeretraite.ca\\\/en\\\/placements\\\/\",\"url\":\"https:\\\/\\\/regimeretraite.ca\\\/en\\\/placements\\\/\",\"name\":\"Placements - 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