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Our Model

About the Plan

The Community and Women’s Group Wage-Financed Retirement Plan (RRFS-GCF) is a multi-employer sectoral retirement plan that offers income security in retirement through a guaranteed lifetime annuity. It is intended for small and large non-profit organizations. It carries no financial risk for the employer and adapts to the financial realities of organizations.

Launched in October 2008, it has over 1000 member employers across Quebec. Joining the RRFS-GCF means offering working conditions that enhance attractiveness and staff retention, in addition to recognizing the work performed by individuals in these organizations.
Interactive Map

Map of Member Organizations

Consult this map to learn about member groups and their contribution rates. You can search by administrative region or sector of activity.

1130
Community
Groups
$235M
In Fund
499
Retirees
15 500

Participants

Annuity Projection

Retirement Calculator

Use this tool to project the future annuity of the Community and Women’s Group Retirement Plan. Enter the accumulated annuity, gross annualized income, and the group’s contribution rate. It is also possible to make different assumptions by adding personal savings and/or modifying the retirement age.
Latest Reports

Our Reports

Stay informed at all times with our detailed financial, annual, and actuarial reports. These documents provide a complete and transparent view of our performance, activities, and forecasts, allowing you to stay up-to-date with essential information concerning our organization.

Financial Report

December 31, 2024

Annual Report

December 31, 2024

Actuarial Valuation

December 31, 2024

Our Resources

Available Resources

Please feel free to consult our various tools to better understand the Plan and its operation.

NEWSLETTER

Consult our Newsletters to follow all news related to the performance and activities of the secretariat and the retirement committee.

FAQ

Consult our FAQ for additional information about our Plan and retirement.

VIDEOS

Watch our various videos to better understand the Plan and guide you through your requests and procedures.

Do you have questions about our Plan?

Do you have questions about your retirement? We are here to help you answer them clearly and precisely.
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